FIRST TIME HOMEBUYERS ASSUMPTION POSSIBLE. Do you have some access to a down payment and qualify for a first time (or after 3 yrs) home buyers loan but interest rates are too high? How about an assumption with a 2.78% primary loan? Potential for downstairs apt. makes this home a must consider. Carpets are out w/ wood floors ready for re-finish. Some laminate in. Updated kitchen, main bath remodel. Expanded patio, part covered, xeriscape in back w firepit &raised garden boxes, lrg shed & Storage/shop. Huge rv & parking. Appliances included.